You’ve got a product idea.

Maybe even a prototype.

But you're stuck on the next steps, or would like to go faster!

How do I validate the problem?

How do I find a co-founder?

How do I land a first customer?

How do I get funding—without giving away half the company?

That’s where we come in.

At our Achmea Impact Ventures, we act as a venture builder and back technical founders who bring strong ideas but need the right structure, support, and team to build a real startup around it.

You bring the product vision.

We’ll help you turn it into a company.

What we do

Achmea Impact Ventures is a corporate startup studio—we create startups from scratch.

We become your co-founder.

That means:

• You bring a clear product idea that fits within one of our focus areas

• We support you with a salary, funding (up to €500K), and a dedicated team

• Together, we validate the problem, build the MVP, and take it to market

• If successful, we spin out the company with you in the lead, and with significant equity for you.

What you’ll do

As the CTO-founder, you’ll:

• Validate your idea and user needs with support from our research team

• Shape the product roadmap and MVP strategy

• Build the MVP—hands-on or together with our in-house developers

• Test and iterate with early users

• Hire and lead your tech team as the venture grows

• Work alongside a commercial co-founder (if matched during the process)

What we offer

• Funding: Up to €500K, provided in stages based on traction

• Salary: You’ll be paid from day one to focus full-time on the venture

• Dedicated build team: Product designers, data engineers, software engineers, marketers, and researchers

• Network access: Achmea can open doors, be your first customer, or connect you with partners

• Structured process: Clear milestones, commercial sparring, and founder coaching

• Founder equity: up to 70%

Examples of ventures built with us

• FemmeUp: Women’s health platform tackling absenteeism. Used our network to land B2B clients.

• alex.ai: Legal AI assistant trained on millions of historical claims.

• Stackwise: Fintech platform launched with McDonald’s pilot in 8 weeks.

• Lekkerbezig: SaaS product supporting employee development for large employers.

How to Apply

Apply via the form or message our Talent Lead, Iselde van Beurden, directly: 📞 +31 6 38276027

Please include:

• Problem Card: A short explanation of the problem, your solution, and how your idea fits one of our focus areas

• CV or short bio

• Optional Pitch Deck: Add extra info if you already have it

Not sure if your idea fits? Reach out — we’re happy to explore it with you.

• You have a clear product idea, ideally with early user feedback or a prototype

• You’ve built and shipped digital products before

• You have a strong technical background and can lead architecture, dev, and iteration

• You want to build a company, not just write code

• You have a deep understanding of the problem you’re solving — not just the tech

• You’re fully committed — this is not a side project

• You’re open to sparring on the commercial side and shaping the business with us

Your idea must fit one of our domains:

🧘 Health & Wellbeing 💼 Future of Work 🌍 Sustainable Action 💸 Healthy Finances (non-insurance)

We don’t build:

❌ Hardware or physical product ventures ❌ Crypto, medtech, or science-based tech ❌ Products reliant on 3rd-party IP ❌ Ideas needing policy change or multi-stakeholder system shifts ❌ Tools just for Achmea ❌ Vague behavioural ideas without a clear business model ❌ One-time-use or prevention-only models

You’ve got a product idea.Maybe even a prototype.But you're stuck on the next steps, or would like to go faster!How do I validate the problem?How do I find a co-founder?How do I land a first customer?